Retire On Your Terms

You are in your prime!

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You can still prepare

Even though retirement is a long way off, this is the time when good money habits are formed and can set you up for a lifetime of success.




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Pennies Matter

It makes sense to save cents. Something as simple as putting spare change in a jar can help you start saving!




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Start Budgeting

Talk to your parents or other adults you trust, and ask questions about how to figure out a budget and work toward a financial goal. Auto insurance, cell phone bills, and other budget items are important to factor into your budget.

Start Your Budget



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Retire like a pro

It is never too early to start saving.
RetireOnYourTerms.org can provide you with the tools and resources you need to retire well. 

Find some of our latest resources below.




Additional Resources:


A Young Person's Guide to Social Security

Social Security is the nation’s most successful anti-poverty program and it remains a fundamental pillar of the American economy—one that is critical to the long-term economic security of today’s young people. A Young Person’s Guide to Social Security, released by the Economic Policy Institute and the National Academy of Social Insurance, gives young adults the information they need to participate in debates about Social Security’s future. The 60-page guide is written by young authors for students and young workers and explains why Social Security is not in grave danger as oft-reported.


Click below to download this guide:
A Young Person's Guide to Social Security
A Young Persons Guide to SS